I recently got a Nokia N9 phone. One of the first things I did was copy my music collection into it. Since the player shows also album cover images, if such are stored, I started adding them -- not by embedding them into ID3v2 tags but as separate files, to avoid useless copies of images.
Usually it is as simple as putting a cover.jpg file into a directory, that contains a single album. Sometimes and in some cases, though, that does not work. I found out, that the N9's default music player is supposed to follow Media Art Storage specification. That gave me hints.